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In order to be able to use FTP to transfer your files over the web, you need to use an FTP client. An FTP client manages all the complexities of the FTP protocol. You can purchase a commercial FTP client that you install on the computer you want to transfer files to and from, or you can use a web site like CheapFTP.com that offers a free web based FTP client that allows you to transfer your files to and from your account using any computer that has access to the internet. CheapFTP.com offers several features like SSL encryption, unlimited transfers, unlimited users, and flexible pricing (only $10 per gig!). Click here for more information.